Insurance

Insurance protects you from the financial liability of the unexpected. Explore what kinds of insurance you need and get tips for the best coverage for you.

Car insurance protects you from car accidents. Home and renters insurance protects you from financial loss due to accidents to your property. Umbrella insurance protects you from additional liability. Life insurance protects your loved ones way of life from your possible death. Health insurance and Medicare covers medical bills. Disability insurance will cover your income if you are unable to work. Long term care insurance covers long term care costs if you require care (and 65-70% of all people do). Lifetime annuities are insurance to guarantee your income and a life longer than you may have anticipated.

When you buy insurance, the insurer is agreeing to fund your unexpected financial losses. They can do this because insurers pool the risks across a large population of people.

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Insurance

Medicare Surcharges (IRMAA): How the Wealthier Pay MORE for Coverage

Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA – Income Related Monthly Adjustment Amount.

April 27, 2023
Insurance

Medicare Open Enrollment: 12 Tips for Getting Great Coverage

It’s 2023 Medicare Open Enrollment time. Here are 12 tips for getting great coverage and lowering medical costs.

October 20, 2022
Insurance

The Real Scoop on Lifetime Annuities: Is This Type of Insurance Right for You?

Explore 8 questions to determine if a lifetime annuity is right for you – your values, goals, and resources.

September 6, 2022
Insurance

15 Ways to Save Money on Prescription Drugs

Don’t throw money out the window. Explore these 15 east ways to save money on prescription drugs, especially if you are older. Read now!

July 14, 2022
Insurance

Medicare Advantage Plans Too Often Deny Care and Claims: What to Do About It

A government report finds that Medicare Advantage plans are denying coverage and claims. Find out what to do about it.

May 19, 2022
Insurance

The Actual Costs of Long Term Health Care

They say that what you don’t know won’t kill you. However, if you are misinformed about the costs of long term health care in retirement, you might not be able to afford the kind of care you would like to have when wanting to stay alive. When saving for retirement, it’s vital to think about…

January 13, 2022
Insurance

12 Surprising Ways to Save on Retirement Health Care Costs

Out of pocket retirement health care costs can be outrageous. Use these 12 surprising tips for a healthier and wealthier retirement.

November 24, 2021
Insurance

Pursue Dental Care Before You Retire

There’s one important task that you may be forgetting before you retire: pursuing dental care. Learn why and access a full retirement checklist.

November 3, 2021
Insurance

How Much Does Long Term Care Insurance Cost? Is It Worth It?

Find real answers about long term care insurance costs, what to look out for and who benefits. Plus, alternative ways to cover these costs.

October 11, 2021

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Medicare and Health Insurance
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what is a health savings account

What is a Health Savings Account (HSA)? And, Why It’s a Great Retirement Savings Option

What is a Health Savings Account? Explore 4 ways it saves you money and why you might want to use one for retirement savings.

July 14, 2023
IRMAA

Medicare Surcharges (IRMAA): How the Wealthier Pay MORE for Coverage

Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA - Income Related Monthly Adjustment Amount.

April 27, 2023

Will Social Security Run Out? Will Medicare Stay in Business? Get the Latest News on these Important Programs

Demographics and longevity are 2 factors causing financial woes for Social Security and Medicare. Learn if your benefits will be impacted.

April 6, 2023

What Is an Annuity? Hype or Hope for Your Retirement?

What is an annuity? An annuity is technically an insurance product, not an investment.  Instead of trading money for financial protection from fire, flood or a health emergency, you are trading a lump sum in exchange for guaranteed income payments. The insurance company is taking the risk for downside in financial markets and for you…

September 7, 2022

Avoid These 7 Big Annuity Mistakes

Considering an annuity? Don't make any of these 7 big annuity mistakes. These errors in judgement are common, but easy to avoid.

September 7, 2022

The Real Scoop on Lifetime Annuities: Is This Type of Insurance Right for You?

Explore 8 questions to determine if a lifetime annuity is right for you – your values, goals, and resources.

September 6, 2022

The Actual Costs of Long Term Health Care

They say that what you don’t know won’t kill you. However, if you are misinformed about the costs of long term health care in retirement, you might not be able to afford the kind of care you would like to have when wanting to stay alive. When saving for retirement, it’s vital to think about…

January 13, 2022
how much does long term care insurance cost

How Much Does Long Term Care Insurance Cost? Is It Worth It?

Find real answers about long term care insurance costs, what to look out for and who benefits. Plus, alternative ways to cover these costs.

October 11, 2021

How to Deal with Dementia or Alzheimer’s: 5 Retirement Financial Planning Steps

More than 5.5 million people have Alzheimer’s today, and as the baby boomers age, by 2050 that number is projected to triple. Additional research from the Alzheimer’s Association shows that last year millions of family and friends provided 17.7 billion hours of unpaid care — care valued at $220.2 billion — to loved ones with…

March 31, 2021

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.