Financial Wellness

The Consumer Financial Protection Bureau defines financial wellness as, “having financial security and financial freedom of choice, in the present and in the future.”

Financial wellness means that you: 1) have control over your day-to-day, month-to-month finances, 2) have the capacity to absorb a financial shock, 3) are on track to meet financial goals, and 4) have the financial freedom to make choices that allow you to enjoy life.

Financial wellness results in: confidence, contentment, a sense of security, control, and purpose, and even happiness. And, there are numerous ways to improve financial wellness.

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make great financial decisions

Expert Smackdown: What’s the Best Source of Information to Help You Make Great Financial Decisions?

Should you go by gut? Listen to a guru? Use tools? Pay an advisor or coach? Explore what the experts say about who to listen to when making a financial decision.

July 27, 2023
retirement investing

6 Competing Retirement Investing Goals and How to Sort Them Out for Long-Term Wealth

Saving for retirement takes discipline. However, when you are still working, creating a retirement investment plan can be relatively straightforward. The goal is to simply grow the money. But, when you retire, your investment goals become multi-faceted, layered, and it can seem downright complicated. You still want your money to grow, but you have a whole…

July 27, 2023
financial optimism

Are You Too Optimistic or Too Pessimistic with Your Financial Plans?

Glass half full or half empty when it comes to your financial outlook? There are benefits to both viewpoints, but usually optimism wins.

July 20, 2023
managing money for happiness

6 Tips for How to Manage Money for Happiness

Financial goals are usually numerical. Nothing wrong with that, but you probably also want to manage your money for happiness. Find out how.

July 6, 2023
compound interest

Compound Interest and Saving as Much as You Can as Early as You Can: Magical Secrets to Building Real Wealth

Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek.

July 5, 2023
future self

Make Friends with Your Future Self to Achieve the Life You Want

Making friends with your future self may seem odd. However, it is a really good way to get the life you want. Find out why and how to do it.

June 29, 2023
what is a recession

What is a Recession? And, Will We Have One Soon?

What is a recession? Will we have one? What impact could it have on you? How long do they last? And, find out how how to prepare.

June 15, 2023
financial basics

Financial Basics: A Guide to the Habits and Strategies of Spending, Saving, and Investing for a Secure Future

Mastering the financial basics is doable by anyone at any age. Here is a simple guide. Steps to take at 20, 25, 45, or even 55 to get and stay on track to a secure future.

June 1, 2023
graduation speeches

Advice from 2023 Graduation Speeches that Can Apply to Your Financial Goals

Graduation speeches offer great advice for a good life. And, you know what? The guidance can also be relevant to your finances and retirement.

June 1, 2023
buying a home

Why Buying a Home is a Smart Financial Decision if You Do it Responsibly

Buying a home could be among the smartest and most impactful things you do in life. Find out why and how to do it responsibly.

May 29, 2023
emergency savings

Emergency Savings Are the Foundation of Financial Wellness: Find Out How Much You Should Have

The first thing you need to do to gain financial control, is build emergency savings. Find out why and how much you need to have.

May 29, 2023
why you need to invest

Saving is Not Enough: Why You Need to Invest

If you want to get ahead, you need to invest. Explore 6 reasons why investing is a critical factor for achieving financial goals.

May 29, 2023
investing basics

Investing Basics: 14 Simple Strategies for Building Long-Term Wealth

Investing doesn’t need to be complicated. Here are 14 simple strategies to help you build long term wealth.

May 29, 2023
life expectancy drops

Life Expectancy Drops in United States, but Not for Everyone

Statistically, Americans aren’t living as long as before. But, where you live, your wealth, your habits, and more impact your own life expectancy.

May 25, 2023
how to get out of debt

How to Get Out of Debt: 12 Ways to Reduce this Expense for a More Secure Future

Debt levels have climbed to an all time high. Reducing this financial burden is a very worthy goal. Not sure how to get out of debt? You have options. Use this article to get motivated and find a way to approach your debt that feels right for you and your priorities. There are quite a…

May 23, 2023
gain financial control

Trying to Gain Financial Control? Here are 4 Straightforward Steps to Feeling Better About Your Money

You don’t need to feel overwhelmed by financial stress. Here are 4 straightforward steps to help you gain financial control.

May 20, 2023
why budget

Why Budgeting Matters: 8 Reasons to Adopt This Foundational Financial Habit

Why budget? Budgeting can improve your short-term and long-term finances as well as your emotional well being.

May 18, 2023
money mindfulness

Money Mindfulness: 9 Ways to Be More Financially Aware and Successful (with Less Stress)

Money mindfulness is a powerful trick to reducing financial stress and improving your day to day and long term financial outcomes. Learn how.

May 11, 2023
worried about retirement

Worried About Retirement? Try Changing Your Perspective

Your attitude toward anything in life is all based on perspective. If you are worried about retirement, here are 9 tips to help you change your approach.

May 4, 2023
financial wisdom

Forget Financial Tips: Try These 11 Twists on Conventional Advice

There are thousands of well worn financial tips, but worthwhile wisdom can be harder to find. What do you think of these twists on conventional advice?

April 27, 2023
financial planning is hard

Financial Planning is Hard: Explore 7 Reasons Why and What to Do About It

Worried you aren’t doing everything you should be to manage your money. Financial planning is hard. Learn why and how to overcome the difficulties.

April 20, 2023
imagine your future

Want Future Financial Security? It’s All In Your Imagination (Actually)!

Want a secure retirement? It is not simply about following a financial plan. Imagining who you are going to be may be critical to your success.

April 13, 2023
what is a recession

What is a Recession?

What is a recession? The good news? Well, recession isn’t always so bad and you probably won’t know are in one until after it’s over.

April 13, 2023

Podcast: Eric Balchunas, Bloomberg’s ETF Guru, Discusses his Book, “The Bogle Effect”

Bloomberg’s Eric Balchunas discusses his new book (The Bogle Effect), ETFs, the future of financial advice, and more.

April 13, 2023

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.