Financial Advisors

Use these articles to help you figure out the right kind of financial advisor for you.

Do you need a financial advisor? Do they need to specialize in retirement, investments, taxes, or something else? What certifications should you ask for? How much should you pay? Sometimes the questions surrounding financial advice seem as complicated as financial planning itself. Find the answers you need.

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Podcast: Eric Balchunas, Bloomberg’s ETF Guru, Discusses his Book, “The Bogle Effect”

Bloomberg’s Eric Balchunas discusses his new book (The Bogle Effect), ETFs, the future of financial advice, and more.

April 13, 2023

Investment Advice: What Kind of Help Do You Really Need? How Much Should it Cost?

You have options for investment advice at different costs and service levels. But, the most popular option may not be the best. Learn why…

August 11, 2022

Video: The Need for Financial Planning, Why We Built NewRetirement

Watch to learn about the need for financial planning at scale and discover why we started NewRetirement.

July 21, 2022
what is a bond ladder

Is a Bond Ladder Strategy Right for Your Retirement?

Bond ladders can be used to protect against interest rate risk. Discover what they are and why you would use one to secure your future.

July 14, 2022
help with financial plans

We Want to Help: Find As Much or As Little Help As You Need with Your Retirement and Financial Plans

Get help with your financial plans. Discover 6 free and paid resources. We make planning affordable, available, and understandable.

June 2, 2022

What Does Fiduciary Mean?

Want an advisor who works for your best interests? Find someone who acts as a fiduciary. Find out what that means and why its important.

May 5, 2022
investment policy statement

Can an Investment Policy Statement Make You 5 Times Wealthier?

Find out why an investment policy statement will keep your financial goals on target and how to get one set up. Learn more now…

February 17, 2022
is a financial advisor worth it

Is a Financial Advisor Worth It? 12 Tips to Help You Figure Out if You Need to Pay for Financial Advice

Is a financial advisor worth it? Explore 12 tips to help you assess if you need or should work with an advisor. Read now!

January 27, 2022

Should You Pay an Advisor to Help Invest Your Savings?

You want your money to grow. Is an advisor worth it? Should you pay fees based on your assets or an hourly fee. Learn what is right for you.

May 13, 2021

Podcast: Brooke Southall — The Past, Present & Future of Wealth Management

Episode 53 of the NewRetirement podcast is an interview with Brooke Southall — Founder and Principal Reporter of — and discusses the past, present and future of wealth management. Listen Now: Don’t miss out on future episodes: subscribe on iTunes subscribe on Stitcher And, join our private Facebook Group to discuss this podcast, suggest…

February 11, 2021

Does Working with a Financial Planner Boost Financial Confidence?

Most people approaching retirement have doubts and worries about financial security. Research suggests that taking steps to organize your finances, project your money forward and create a written plan can greatly alleviate concerns and make you feel more confident about money overall. And, working with a financial planner is one way to boost your financial…

November 7, 2020

10 Resources and Web Sites for Reliable Retirement Information

Can you retire without consulting a financial advisor or some kind of retirement professional? Of course. The question is, do you have good resources for reliable retirement information? More importantly, can you retire AND have a secure future without talking with a retirement professional? The answer to this question might be a little more complicated.…

November 6, 2020
retirement investments

Should You Use a Financial Advisor Affiliated With Your Bank?

Pensions have pretty much gone away.  We spend 20 to 30 years in retirement.  And Social Security covers only a fraction of our retirement expenses. This means we are pretty much responsible for saving everything we need for retirement on our own. This may seem like a daunting challenge; some people might consider the help…

July 6, 2020
financial advisor fees

Financial Advisor Fees: What Will You Pay to Use a Financial Advisor

Financial advisor fees can be confusing because different kinds of financial advisors have various ways of charging for their services. These are the most common types of fee structures: commissions; flat or hourly fees; assets under management (AUM); and fee-based (a combination of fees and commissions). All of these payment methods are used by legitimate…

July 6, 2020

Should You Meet With a Financial Planner and What Should You Discuss?

How often have you met with your financial planner? Never? Many people are afraid of contacting a financial planning professional sometimes because they don’t think they have enough to invest or because they are afraid they will be sold products they don’t need. On the other hand, there are so many considerations when planning for…

July 5, 2020
how to find a good financial advisor

How to Find a Good Financial Advisor

As you near retirement, you may decide it’s time to have someone help make sure you are set up for a successful future. We could all use financial advice. But how to find a good financial advisor is the more important question. Unfortunately, more than 12% of financial advisors who are registered in the U.S.…

July 2, 2020

What Do Financial Advisors Do? (And Do I Need One?)

The best financial advisors offer many benefits to their clients. However, many of us think that they only provide advice on investments to extremely wealthy people. Financial advisors can offer you confidence, security and a secure retirement plan.Here are six things that financial advisors do to benefit clients of all levels of wealth. 1. Financial…

July 1, 2020

Why Do People Use Financial Advisors?

While there are many different reasons people turn to financial advisors during their life, the majority turn to them for one reason: retirement. While most people seek out financial advice for retirement, other big life events also prompt Americans to seek out financial planners, including divorce and the death of a close family member.Here are…

July 1, 2020
financial advisor

The Downsides of Working With the Wrong Financial Advisor

A lot of people approach retirement by their own wits. This can be a decent way to plan – nobody knows your finances and hopes for your future as well as you do. No matter your financial expertise or lack there of, you at least know what you want. And, the wrong financial advisor –…

June 30, 2020

Podcast: Rick Ferri – What Does the Future of Financial Advice Look Like?

Episode 20 of the NewRetirement podcast is an interview with Rick Ferri — CFA, author, and founder of Core-4 — and discusses Ferri’s perspective on investing and the future of financial advice after being in the industry for three decades. They address the difference between investing strategy and investing philosophy, advisors as legal fiduciaries and…

December 13, 2018
stock market correction

How Much Should You Worry About a Stock Market Correction? Numbers and Tips for Weathering a Financial Storm

The past month has seen some wild dips in the stock markets. Nothing yet too terribly miserable for most, but enough to make us jittery. Should we be worried about a stock market correction? The easy answer is yes. After all, investing in the stock market is inherently risky and today’s world feels more unpredictable…

December 13, 2018
retirement income conference

9 Powerful Insights from the Retirement Income Summit

Earlier this week I traveled to Chicago to attend the Retirement Income Summit — a financial advisor industry conference focused on the latest ideas about how to improve and secure retirement income. I saw presentations, met up with insiders in the financial services industry and found a few ideas to help you have a better…

May 3, 2018
dol fiduciary rule

DOL Fiduciary Rule: Could Trump Ruin Your Retirement Finances?

Every financial publication has an article about how Trump might be ruining your retirement with his executive order to revise the Department of Labor’s DOL fiduciary rule for financial advisors. However, because you are reading this article, you are probably relatively engaged with your retirement accounts and may have less reason to worry. There are…

February 15, 2017

When to Start Working With a Financial Planner — If Ever

Can you trust a financial advisor? The benefits of working with a financial planner are widely known and convincingly supported by research. However,  too few of us actually turn to professional help when it comes to planning for. A recent study by Northwestern Mutual found that only 20% of Americans have a written financial plan.…

January 18, 2016

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.